There are many types of dog health insurance. You can pick the right coverage for your dog, based on their current health. Dog insurance can be especially helpful for elderly dogs who are in poor health. It covers medical costs for a variety od ailments such as cancer, heart disease and dental problems.
Plans for Pets
A dog health plan will ensure that you do not have to worry about costly diagnostic tests and paying for vet visits. There are many companies that offer these policies. Many companies also offer wellness add-ons that can help your pet's well-being. The best companies provide comprehensive coverage with customizable options to meet your budget and pets' medical needs.
Healthy Paws' pet health insurance policy covers a dog from head to paw. It covers all types of injuries, illnesses, as well as genetic conditions. You can select whether to include surgery and alternatives or limit the coverage to routine examinations. Healthy Paws also offers a lifetime and single accident and illness policy for both dogs and cats. The policy also has no per-incident benefit cap and deductibles ranging from $100 to $500.
Healthy Paws
Healthy Paws is a reputable company for dog health insurance. The Chubb Group underwrites the policies. This group has a $25 Billion surplus and an A+ rating from credit rating agencies. The Better Business Bureau also has accredited it. Customers love the company's customer service and claims process. They also praise its premiums.
Although Healthy Paws doesn't cover all medical expenses, it does cover vet visits and emergency care. The plan does have limitations. There is a waiting time of 2 weeks for hip dysplasia and 15 days for other conditions. This plan also does not have an annual limit and requires that you enroll for at least 15 days. This is a less disadvantage than other dog insurance plans that require you to enroll for a full calendar year before your pet is eligible.
ASPCA
Dog insurance from the ASPCA is a great way of protecting your dog from unexpected expenses. There are many plans available. It covers a wide range of health issues. There are also accident-only plans and add-ons that focus on preventative care.
ASPCA dog health insurance reimburses up to 90% of covered vet bills. The plans are flexible so that you can select the coverage you require based upon your budget. You can also choose an annual deductible and reimbursement (co-insurance) percent. You can also choose which veterinarian you would like to use. Online or postal claims are accepted.
XL Specialty Insurance Company
XL Specialty Insurance Company offers a number of options to cover your dogs. The Whole Pet plan offers comprehensive coverage for your dog, with a $3,000 emergency fund. These plans can be used to cover up six pets and are very affordable. You have two options: you can get coverage for only accidents, or both.
Comprehensive plans include all medical costs, including those resulting from illness or accidents. You can add wellness coverage on to your policy. Comprehensive policies can cover everything, including wellness exams, dental care, vaccinations, and behavioral therapy. XL Specialty Insurance Company offers best-in-class dog insurance. They have many locations.
Direct Line
Direct Line has a number of options available for pet owners. These options include a fixed policy with a maximum excess, flexible policies, and optional extras. These options are beneficial for owners who want lower premiums. Trustpilot has rated the company highly with a rating in excess of 3.8 stars.
If you have more than one pet, you can get a discount. However, this discount is only available for the first 12 months of your policy. Premiums usually rise every year. The plans do not provide lifetime cover, and the maximum benefit is set per condition. Pet health insurance does not include dental care.