Wisconsin homeowners' insurance is a great way to protect your property against the risks of home ownership. Natural disasters and flooding are common in the state, so you need to make sure that your home is protected.
The Best Home Insurance WI: There are several Wisconsin companies that provide excellent coverage at a reasonable price. Here are some top options you should consider when selecting a home insurer.
Lemonade: With their AI-powered smart insurance platform, this company makes it simple for customers to purchase, manage and submit claims. It also has a comprehensive policy, and a mobile application that is easy to use. Customers can compare prices from different providers.
Erie is an insurance company that offers great rates with excellent customer service. Its standard policies include a broad range of home insurance coverage options, including coverage for storm damage and guaranteed replacement cost. This benefit protects your assets if they are worth more after a loss than the value of your home.
Badger Mutual offers low rates, and has high customer satisfaction ratings. This company is an excellent choice for Wisconsin residents. The company also offers discounts and additional insurance riders for security and safe homes.
Farmers: A quality policy is available at a great price. Its standard policies cost less that half the average price for a home built in a new state. It offers the best deal for older homeowners.
West Bend: It is a great option for homeowners who've had claims in the past. It is one of Wisconsin's cheapest home insurance providers and has the lowest premiums for homeowners that have had previous claims.
Affinity: This company is a great choice for those who need affordable homeowners insurance in Wisconsin. Its policyholders only pay $347 a year. That's less than half the average price for homeowners in Wisconsin with no claims history.
Additionally, they offer some of their cheapest quotes to homes that have never had a claim. Customers have been very satisfied with their service.
AARP Insurance: This company offers quality homeowners insurance that is easy to manage in Wisconsin. These policies are tailored to seniors, and they offer many ways to save.
This company has a lot to offer those who wish to improve their homes in a more environmentally friendly way. Their standard policy includes coverage for energy-efficient and environmentally friendly items, like solar panels and wood-burning fireplaces.
The average home insurance cost in Wisconsin is $1,084 per year, which is lower than the national average of $1,249. To get a quote and learn more about your specific home's coverage needs, you can use our search tool below to view averages from top home insurance carriers in your area.