Healthy Paws Pet Insurance covers as little as 90% of your pet’s medical costs. This plan has no per-incident, lifetime, or annual payout caps. There are however some limitations to the plan. These include the non-coverage for preexisting diseases. These are the main points to remember when selecting this pet insurance plan.
Exclusions
Healthy Paws pet insurance coverage does not cover common medical expenses. There are some medical conditions that may not be covered. These include behavioral modifications, therapy, elective procedures and boarding. The policy also excludes pre-existing conditions. For complete details, consult your policy documents.
Healthy Paws insurance doesn't cover elective procedures, pre-existing conditions or anal gland expression. However, it does cover dental care, extractions, and reconstructive surgery.
Limitations of coverage
While Healthy Paws offers a range of coverage for pet insurance, the policy also comes with limitations. For example, the insurer may not pay for a hip examination if your pet has a pre-existing condition. In such cases, an alternative plan of wellness might be more cost-effective.
In addition to the aforementioned limitations, Healthy Paws also excludes routine veterinary care costs and preventative care. Therefore, you will be responsible for out-of pocket expenses for regular dental care, annual checkups, spay and neuter procedures, and other routine veterinary care costs. The 12-month waiting period is required before the insurer will pay for benefits for hip dysplasia, or any other related issues.
Cost of coverage
The price of Healthy Paws pet insurance depends on which plan you choose. The company offers coverage for dental disease and hip dysplasia. Pre-existing conditions might not be covered by the plan. You can adjust the monthly premiums or your deductible.
Healthy Paws pet insurance costs less than traditional cat insurance. Young cats can get monthly coverage starting at $15 per mo. Coverage for older cats can cost up to $90 per month. While the company offers coverage for pets as young as 14 years, reimbursement percentages are limited. Pets over the age of 14 years may be eligible for 60% reimbursement.
Review of healthy paws pet coverage
When choosing a pet insurance plan, you'll want to make sure that it covers all of the costs of your pet's health care, including exams and diagnostic tests. Healthy Paws is a highly-rated insurance provider that has a good reputation and provides excellent customer service. The Better Business Bureau has also granted accreditation to the company. A recent review of Healthy Paws found that customers were highly satisfied with the company's coverage, claims process, and premiums.
Healthy Paws claims processing is fast and efficient with no waiting period. Customers can request a quote online in minutes. They can also choose the level of deductible and reimbursement they would like. Customers can then order a policy from the website.