You should always have auto insurance Washington DC, so that you are protected in the event of an accident. AARP Auto Insurance provides coverage for many District of Columbia motorists.
It's easy to get cheap auto insurance in Washington DC when you know how compare quotes and pick the right coverage. Whether you are looking for minimum liability coverage, comprehensive and collison coverage, or full insurance coverage, we can help you find the right policy.
District of Columbia minimum insurance is $25,000 for bodily injury per person. $50,000 per accident. And $10,000 property damage. It's important to have more coverage than those figures to cover your medical bills if you, or someone in family members, are injured in an auto accident.
A higher deductible or additional liability limits may help reduce your premium. Full coverage is also a good way to save money, as it includes comprehensive and collision insurance that protects your vehicle from vandalism or damage caused by a crash.
GEICO offers the cheapest auto insurance in Washington, DC, for both full coverage and state minimum. It also offers the best rates for young motorists and military families.
Consider your driving history when you are looking for an insurance policy. Keeping a clean record will reduce your premiums and save you money in the long run. Tickets or traffic violations, and an older vehicle with high mileage can all increase your insurance premiums.
Credit score can also affect your premiums. In general, the lower the credit score, the higher the insurance rate. Fortunately, there are several ways to improve your credit, which can result in lower auto insurance quotes from Washington, DC-based companies.
Drivers can compare different policies' costs based on factors such as coverage and location. These ratings can help you determine the best coverage for your budget.
Discounts & bonuses
In the District of Columbia, many insurers offer discounts for drivers who have certain safety features installed in their vehicle or are good students. The savings can range from 5 to 10% depending on the circumstances.
Some companies offer up to 50% off for safe driving. You may be able to earn discounts depending on your insurer by maintaining a good driving history, paying bills on time, and taking defensive driving lessons.
To find the best car insurance policy in Washington DC, compare quotes from several reputable companies. You can start by using the free auto insurance quote tool to request a quote from the top companies in the area.
Buy a more fuel-efficient car if your vehicle is older and has a lot of mileage. This can help you save on insurance. These models will also save you on gasoline. Many insurance companies also offer discounts to drivers who have more than one car insured with them.