Your business can be protected from claims caused by a number of unexpected events with Travelers professional insurance. It covers accidents that happen on your property as well as injuries or damages to other people's property.
Travelers offers different types of general Liability policies for small companies, including sole proprietorships and partnerships. You can purchase a umbrella policy to cover damages that exceed the limits of your liability policy.
A coverage gap option is available to help you fill any gaps that may exist in your insurance policy. This is particularly useful if your assets are at risk from negligence claims, wrongful evictions, or theft.
The risk of being sued is greater if you are working in another country. Travelers' global business coverage helps protect you and your staff from the risk posed by wrongful acts or claims in other countries.
The policy can cover any valuable equipment, products or other items that your company owns if they're damaged in transit. Other assets can be covered, including fine art and trade show displays.
Profession liability is an insurance policy that helps protect professionals, such as accountants and attorneys, from damages resulting from negligent or inadequate work. This is particularly helpful if a client sues your business for damages caused by an error in delivering your services.
If you have a business, it is vital to ensure that your insurance coverage meets your needs.
Travelers offers specialized insurance for businesses in specific industries. These include healthcare and technology. MedFirst (r) is one of the many insurance products that Travelers offers to protect medical technology companies against various risks. For instance, this coverage can help your organization avoid financial loss caused by errors, negligence or omissions as well as property damage and bodily injury resulting from product or clinical trial.
Agents who specialize in travelers' insurance can discuss coverage options and offer quotes. A travel insurance agent may be able provide information on other policies such as cyber protection.
Travelers is sold through a network of independent agents, which means that you'll have to work with them to get quotes, buy or change your policies. These agents are also able to provide you with additional information about business insurance.
You can also try an online service that generates quotes for multiple business insurers, such as Simply Business. The service is located in the United Kingdom but does not provide policies for Americans.
Travelers agents can be difficult to work with because you need to speak to them directly in order to receive quotes or make any changes to your policy. This can be an inconvenience if preferring to file claims online or manage policies yourself.