There are many options when it comes to choosing the best individual health insurance. Online research can help you decide which plan is right for you. You don't need to spend a lot, as there are many options. Furthermore, you'll be able to find attractive rates without having too much to do.
Anthem
Anthem is a major insurer in health care and is one the three largest players in the individual insurance market. It operates in nine states. The plans for its health insurance are different depending on the state. Anthem, although its name is associated with individual plans for health insurance, also offers health insurance through its affiliates. Anthem's plans may be called HMOs in certain states. They may also be known as Compcare or Empire plans in some states.
The mixed reception received by Anthem individuals' health insurance has been mixed. Anthem is rated low by the Better Business Bureau and given an F-grade by the Better Business Bureau. Anthem has been cited twice as frequently as the industry average for denial of claims. Anthem settled 61 complaints over the past three-years, mostly related to billing and denied claim.
Anthem offers individual health insurance plans that range from basic coverage up to high-deductible plans. Individuals looking for affordable coverage will appreciate the company's extensive network of doctors and hospitals. Some customers found the high-deductibles excessively expensive.
Anthem offers health insurance for individuals as well as a number Medicare plans. This includes hospital recovery, accident, critical illness and critical care plans. These policies cover prescriptions and deductibles and are available in certain states. Many Anthem insurance plans also provide vision and dental coverage.
Blue Cross Blue Shield
Blue Cross Blue Shield offers affordable health insurance that is available to individuals. Blue Cross Blue Shield Association offers affordable health insurance through the BlueSelect program, which meets the Affordable care Act's requirements. The BlueSelect health plan is offered through the Health Insurance Marketplace.