AIG Insurance Travel, which was previously called Travel Guard, has been developed by American International Group, Inc. It covers medical expenses for travelers in case of illness or injury. It covers missed or delayed connections, baggage delays and emergency evacuation. To make sure that you are fully covered, it's important to be familiar with the coverage included in your policy.
COVID-19-related sickness coverage
AIG may offer medical coverage to cover the COVID-19 pandemic for those who are traveling abroad if they have an AIG policy. AIG also offers extra benefits like trip cancellation, interruption and emergency medical coverage. These benefits can be used to help you in an emergency situation overseas and save you the hassle of trying to get a ticket home.
No matter if your insurance company covers COVID-19 or not, it is important to get in touch with your provider. They will be able to provide all the information and documents necessary to get you the treatment you require. It is important to review your policy in order to be sure you are covered.
Missed connection
Missed connections can occur for a variety of reasons, from mechanical issues to inclement weather. A missed connection policy will reimburse you for any unused tickets, as well as other travel expenses. In addition to providing financial protection, this coverage can also help you find alternative means of transportation, should your plane experience mechanical difficulties.
Most insurers cover missed connection, although it is important to check that your particular policy covers these types of situations. Plans can differ in the level of coverage they offer.
Baggage delay
Baggage delay coverage provides financial assistance in case of delayed luggage arrival. It covers personal goods such as clothes, toiletries, etc. It will reimburse you up to the policy limit. This usually amounts to $500 to $1,000. For a claim to be filed, receipts must be provided for any purchases made while your luggage was being inspected. Your claim may also be subject to a deductible.
While some insurance companies may offer additional baggage delays coverage, it is important to know that there are certain limits to how much you can get. Your baggage delay coverage will not cover delayed or lost bags that are returned after a 12-hour period. You should always review your policy before you purchase anything. Make sure it contains baggage delay benefits.
Emergency evacuation
AIG Insurance offers comprehensive coverage for travel emergencies. The most popular plan is available with up to $500k in emergency evacuation and 50% reimbursement when a trip is interrupted. The company also offers add-ons such as a wedding or pet bundle and inconvenience bundle, which covers closed attractions or the cost of a rental vehicle.
Plans that provide emergency medical evacuation coverage cover medical transport and air evacuation. These plans are extremely useful when you're traveling to remote areas and don't have medical care. You also have the option of repatriation insurance for the relatives of the deceased. Coverage for accidental death or dismemberment provides financial assistance for survivors and beneficiaries. Some plans cover only accidents involving aircraft, such as a plane crash. Other plans include baggage that is lost or delayed.