Figo Pet Insurance provides comprehensive pet insurance coverage. You have the option of selecting from one of three annual benefits: Essential, Ultimate or Preferred. You can also opt for optional wellness programs that will cover regular blood tests and vaccinations. For a nominal monthly fee, Figo offers a "Pet Cloud" mobile app that allows you to manage your pet's health. The app provides a range of functions, including a mobile medical record view, emergency advice, reminders and reminders of upcoming appointments.
The online application for Figo pet insurance is required. This will require you to give your pet's name, breed and zip code. You can also choose to pay an upfront deductible, which will affect your premium. The deductible can be waived with a vet's form. Figo also has a 30-day money back promise. This means that you have 30 days to file a complaint and get reimbursement.
There are no limits to how many claims you may file. However, Figo does require the visit of a licensed veterinarian. You must also upload any medical records. The insurer will then process the claim. Most claims are settled in three to five business days.
Figo has been made available in all 50 States. Customers can select a deductible between $100 and $1,500, depending on the plan they've chosen. For every year that your pet is insured, the deductible will be reduced by $50. Figo offers a 5% discount to multiple pets. The policy doesn't cover pets under eight weeks of age when it's purchased.
Figo offers a GPS collar for pets that can be used to track them. It is ideal for pets that are roaming around. Figo covers the cost of boarding and third-party property damages up to $10,000 per policy in case your pet is stolen.
Figo policies cover major injuries and illnesses. They also include hospitalizations, emergency care, and specialized treatment. They also cover veterinarian exams, and non-routine dental care. You may also be eligible for an extra care pack that covers third-party damage up to $10,000.
Figo also offers coverage for hereditary conditions. Hereditary conditions can be described by the insurer as conditions passed down through a pet's genes. You'll need contact customer service to confirm whether your pet is covered. Figo doesn’t have an upper limit on age, but many insurance companies have limits for new policies.
Figo provides 24/7 live vet chat. The company provides an electronic filing/tracking system so that it is easy to submit claims. Users can also access a list of recommended pet-friendly locations through the app.
The Figo Pet Cloud application is very popular. You can use the app to speak with a veterinarian and select from various reimbursement rates. You can also get urgent care advice through the app. When it comes time to make a claim, you can use the app to send a claim, and the company will pay it electronically.