
Homeowners Insurance is an important form of protection for every homeowner. However, it can be even more crucial for active and retired servicemen and women. Right policy can protect against various hazards such as earthquakes and floods. The policy also offers financial assistance in the event of a property accident or theft of valuables.
Military homeowners insurance offers unique benefits and discounts for current and former members of the military, their spouses and children. They often include features like coverage for uniforms as well as other personal belongings that may have been lost or damaged in war zones.
USAA has become a favorite among veterans and their families. The policies are available online and in all states. AM Best gives it an A++ for financial strength and offers many discounts and optional coverages.
Lemonade is a newer company, but it has already made a name for itself as an affordable option for homeowners. Artificial intelligence is used to create its policies. It can help lower premium costs. It offers a program to donate unused premiums back to military, veteran and their families.

GEICO provides a 15% discount for homeowners who are veterans. All active duty, National Guard, reserve and retired military personnel are eligible for this discount. Special discounts are available for those who may be deployed.
Armed Forces Insurance's (AFI), another popular option, is also available to veterans and active military members. It has been providing coverage to military families since 1887.
AFI provides a variety of home insurance policies that are tailored to military needs, along with discounts. It also offers auto, business and renters insurance, as well pet insurance. Its rates are competitive with other top insurance companies, and it provides a wide range of optional coverages to ensure you get the exact level of protection you need.
USAA, Farmers and Liberty Mutual are other companies that provide military-specific discounts and policies. The criteria for determining eligibility changes periodically, so be sure to check with an agent to confirm what you're eligible for.
USAA
USAA is one of the few homeowners insurance companies that offers military discounts. Its standard home plans include uniform, war zone and personal property coverage.

USAA offers military members and families a variety discounts. It offers a no-claims policy to military members and officers in training.
The task of finding the right homeowners' insurance for veterans or military personnel can be daunting, but there are ways to make it work for you and your loved ones. These tips will help determine which type of policy best suits your needs and budget.