There are many options available if you are searching for the best private health insurance. Search online for the best plans if you're not sure. There are several options available, so you don't have to worry about spending a lot of money. It is possible to get competitive rates without spending too much time.
Anthem
Anthem is a major insurer in health care and is one the three largest players in the individual insurance market. It has nine states of operation, and the plans it offers for health insurance vary from one state to another. Anthem is commonly associated with individual health insurance plans. However, it also offers health insurance through its subsidiaries. In some states, Anthem's plans are known as HMOs. In other states they are called Empire plans or Compcare.
Customers have given mixed reviews about Anthem health insurance. Anthem receives an F-grade rating from the Better Business Bureau. Also, Anthem's customer satisfaction rating has been low. Anthem has been cited twice as frequently as the industry average for denial of claims. Anthem has settled over 61 complaints in the past three year, most of which were about billing and denied claims.
Anthem offers various individual health insurance plans. These range from basic coverage to high risk plans. The company has a large network of doctors and hospitals, which makes it a good choice for individuals looking for affordable coverage. Some customers have found that the high deductibles are too expensive for them.
Anthem offers more than just individual health insurance. It also offers Medicare plans that include hospital recovery, accident and critical illness. These policies cover prescriptions and deductibles and are available in certain states. Many Anthem insurance plans also provide vision and dental coverage.
Blue Cross Blue Shield
Blue Cross Blue Shield offers affordable health insurance that is available to individuals. Blue Cross Blue Shield Association offers affordable health insurance through the BlueSelect program, which meets the Affordable care Act's requirements. BlueSelect's health plan can be purchased through the Health Insurance Marketplace.