Hartville is one of the largest pet insurers in the United States, offering a range of coverage options that can help to keep your dog or cat healthy and happy. As evidenced by the online reviews, this company has a good reputation for providing excellent customer service.
Hartville offers policies that cover a range of expenses for the health and medical care of your pet, such as emergency care, surgery and diagnostic procedures. They also include veterinary medication and veterinary medicines. Hereditary conditions, behavioral issues and other problems are also covered.
Canada and all 50 States offer insurance. Your policy can be used at any licensed and networked veterinary clinic across the United States.
Hartville also offers dental coverage and preventative care plans. These plans are designed to prevent disease and illness. They can save you money by reducing vet costs.
With their mobile app and simple online tools, choosing the best Hartville pet insurance is easy. You can set up direct deposits and receive reimbursements faster.
The company's main focus is on customer service and customer satisfaction, as shown by the BBB rating it holds and the stellar Trustpilot ratings based on 197 reviews. The company's staff are knowledgeable, friendly and responsive.
Hartville is a part of the Crum & Forster Pet Insurance Group. This group also includes ASPCA Pet Health Insurance Premier Pet Insurance and Petshealth Care Plan.
Its prices are competitive, starting at around $4 per month for an accident-only coverage plan and up to around $45 for a complete pet health policy. Hartville has a very low waiting time and offers benefits that other companies don't offer, like behavioral therapy or microchipping.
However, the premiums can make this pet insurance provider out of reach for most people. This is particularly true for the cheapest policy that only covers accidents or illnesses.
For any claim, you will also be required to pay deductibles and copayments in addition to your monthly fee. You can choose to add preventive packages to your package for a fee.
Hartville will ask you for a certificate stating that your pet is in good health. You'll also need to submit the vaccination records of your pet and their health record from a previous veterinarian. Hartville staff will review the claim for your pet once you have submitted all of the required information.
When your claim has processed, you'll receive a payment in the post. Through its mobile app and member's portal, the company makes it simple to monitor your claim status.
You should always read the fine print before signing any contract. You will avoid unpleasant surprises when you receive reimbursements from your insurance company.
Also, you should read the list exclusions of any pet insurance provider before signing on. This can include cosmetic treatments, genetic conditions and breeding expenses.