AIG Insurance Travel, which was previously called Travel Guard, has been developed by American International Group, Inc. It covers medical expenses incurred while traveling due to illness or injury. It covers missed and delayed connections, baggage delays, as well as emergency evacuation. It is essential to understand what coverage you have in your policy.
CoVID-19 related illness coverage
AIG may offer medical coverage to cover the COVID-19 pandemic for those who are traveling abroad if they have an AIG policy. AIG also provides additional benefits, such as trip cancellation or interruption coverage and emergency medical coverage. These are great benefits that can be used to deal with unexpected situations abroad, and you won't have to worry about flying home.
Your provider will be able to help you regardless of whether COVID-19 is covered by your insurance. They can provide you with the necessary documents and information to help you get the treatment you need. Also, make sure to read through your policy.
Missed connection
Missing connections can happen for many reasons, including mechanical problems or inclement weather. A missed connection policy will reimburse you for any unused tickets, as well as other travel expenses. These policies can provide financial protection as well as help you find another way to get around in case your plane has mechanical problems.
Many insurers cover missed connections, although you must verify that your specific policy offers coverage for such situations. There can be a wide range of coverage levels between plans.
Baggage delay
Baggage delay coverage provides financial assistance in case of delayed luggage arrival. It covers personal items, such as clothing, toiletries and other necessities. It provides reimbursement up to the policy limit, which usually ranges from $500 to $1,000. For a claim to be filed, receipts must be provided for any purchases made while your luggage was being inspected. You may be required to pay a deductible if you file a claim.
You may be able to claim additional baggage delay insurance from some insurance companies. For instance, your baggage delay coverage won't cover lost or delayed bags returned within a twelve-hour time limit. You should always review your policy before you purchase anything. Make sure it contains baggage delay benefits.
Emergency evacuation
AIG Insurance's travel emergency evacuation plans provide comprehensive coverage to meet travelers' medical requirements. The most popular plan is available with up to $500k in emergency evacuation and 50% reimbursement when a trip is interrupted. The company also offers add-ons such as a wedding or pet bundle and inconvenience bundle, which covers closed attractions or the cost of a rental vehicle.
You can get coverage for air evacuation and medical transport with an emergency medical evacuation plan. They are very useful when traveling to remote areas that don't have access to medical treatment. Additional coverage options include repatriation for the family member of the deceased. The coverage covers accidental death and dismemberment, which provides financial assistance to survivors or beneficiaries. Some plans provide coverage for accidents only involving aircraft, such a plane crash. Other plans cover baggage lost or delayed.