Figo Pet Insurance provides comprehensive pet insurance coverage. You have the option of selecting from one of three annual benefits: Essential, Ultimate or Preferred. Optional wellness programs can be selected to provide regular vaccinations and bloodwork. Figo provides a mobile app called "Pet Cloud" that allows you to monitor your pet's health for a small monthly fee. The app provides a range of functions, including a mobile medical record view, emergency advice, reminders and reminders of upcoming appointments.
You will need to complete an online application in order to enroll in Figo pet coverage. This will require you to give your pet's name, breed and zip code. Your premium may also be affected if you choose to pay an upfront deposit. The vet's forms can help waive the deductible. Figo provides a 30-day moneyback guarantee. This guarantees that you will have the opportunity to file a claim within the policy's first year.
There are no limits on the number of claims you can file, but Figo does require that you visit a licensed veterinarian and upload any medical records. The insurer will then process the claim. Most claims are settled in three to five business days.
Figo is now available in all 50 US states. Customers can choose from a $100 to $1,500 deductible depending on their plan. This deductible is reduced by $50 for every year your pet has been insured without a claim. Additionally, Figo offers a 5% discount for multiple pets. However, if your pet is under eight weeks old when you purchase a policy, it isn't covered.
Figo also provides a free GPS pet collar that allows you to track your pet. It's ideal for pets that roam. Figo will pay for boarding fees and damage to third-party property if your pet is taken.
Figo policies are designed to cover all major illnesses and injuries, and include emergency care, hospitalization, and specialized treatments. They also cover vet exams and non routine dental care. Some plans come with an additional care package, which covers third-party property damage upto $10,000
Figo also covers hereditary disorders. The website of Figo describes hereditary diseases as conditions passed on from a cat or dog's genes. However, customer service can confirm that your pet qualifies. Figo doesn’t have a maximum age but most insurance companies have rules for new policies.
Figo provides 24/7 live vet chat. The company offers an electronic filing/tracking platform, making it easy for customers to submit claims. The app also allows users to access a list recommending pet-friendly places.
Users love the Figo Pet Cloud app. You can communicate with a live vet and choose from a variety of reimbursement rates. You can also access urgent care advice via the app. You can use the app for submitting a claim to the company electronically.