Poor driving records can make it difficult to get cheap auto insurance. For example, a New York DUI conviction can lead to an average increase in car insurance rates of $1208. There are several ways to lower your rate. State Farm Insurance, Liberty Mutual Insurance, and GEICO offer affordable coverage.
State Farm
If you're looking for affordable car insurance in New York, you'll want to look into State Farm. The company is known for offering great insurance coverage and generous discounts for students. Steer Clear(r), the driving app, can also be offered to young drivers. Older policyholders also get a variety of car insurance discounts and savings for being accident free.
State Farm also offers coverage to homeowners and renters. This insurance can help you protect your home, belongings, and property in the event that there is an accident. It also covers your belongings in the case of theft and damage. It also provides a network for auto repair shops to help you fix your vehicle.
The company offers a way to save money by consolidating both your home and car insurance policies. It also offers rent-a-car and rideshare insurance. Its New York Auto Insurance is suitable both for people who are brand new to driving or for business travelers.
Liberty Mutual
Liberty Mutual is a reliable company for drivers in New York. They offer great rates, discounts, and easy online policies. Online, you can modify your policy and pay your bill. This company is an excellent choice for drivers with a DIY approach. However, drivers are disappointed by the service they received from the company.
Liberty Mutual offers an optional pay-per-mile program. This means you pay only for the miles you travel each month. The plan covers accidents and provides a money-back guarantee. A pay-per mile policy can help you save money on your car insurance premiums.
Liberty Mutual also offers coverage with no-fault that pays for medical expenses. The company also offers new car replacement coverage, which pays for the cost of buying a new car if your car is totaled. In New York, this type of coverage is mandatory.
GEICO
If you're a New Yorker and are looking for car insurance, GEICO New York might be able help you. These companies are well-known for their competitive rates on insurance. Brooklyn residents can also find agents to help them save money on their insurance.
GEICO provides many types of coverage, including property damage liability and bodily injury liability. It also offers coverage for uninsured drivers. In addition to standard coverage options, GEICO also offers discounts for military members and good students. GEICO New York Car Insurance is flexible enough to suit any budget.
As a part of its commitment to responsible and affordable car insurance in New York, GEICO has many discounts available to make it easier for you to find the right policy. GEICO offers a great driver discount to drivers who have five years of safe driving. It also offers a discount for members of professional associations as well as military and federal employees.