The health of your pet is dependent on the insurance you provide. It can help cover the cost of a wide range of veterinary services, including treatment for serious illnesses or injuries, dental disease and even prosthetic devices like wheelchairs.
Pet insurance nyc comes in many different forms. There are many different options, from simple to comprehensive. It's important to choose the right policy for you and your dog.
Lemonade
Lemonade's website is easy to use and will take care of your pet's every need. It provides a flexible, affordable insurance plan to pets as young as 13 years. It also provides discounts for pets who are seniors or a member of the military.
Spot
The New York-based service is incredibly user-friendly and convenient for pet owners. You can submit a vet bill from your phone and the claims process is very simple. You will then be reimbursed, as long as your deductible is met.
Trupanion
This company provides the most extensive coverage of any insurance provider in the industry. This insurance covers unexpected or new accidents, hereditary conditions, congenital disorders and other illnesses. Trupanion’s in-office direct payment software allows veterinarians to submit a claim directly and receive reimbursement from Trupanion within minutes.
Embrace
Embrace offers a similar range of deductibles and coverage limits. It also includes alternative therapies like chiropractic care and acupuncture in its accident and sickness policy. It pays exam and reimbursement fees for behavioral treatments when prescribed by a vet. The 180-day period of waiting before orthopedic injuries are covered can be waived if your pet is examined by a veterinarian within 14 calendar days of signing up for the policy.
Many Pets
Many Pets does not have a limit on pre-existing conditions for cats and dogs. The company also offers a policy for accidents and illnesses with a variety of deductible options. Benefit amounts can range from $5,000 up to unlimited.
MetLife
MetLife’s accident and illnesses policies, while offering a high level of service and at competitive rates aren't as intuitive as some other providers. To file a claim you will need to fill out the form and submit it digitally or by mail. Also, the benefits for wellness are not clearly described online. For more information, contact the company.
Wagmo
Wagmo's tech-centric provider was founded in New York City. The company provides a variety of conveniences, such as the ability to receive payments through Venmo and PayPa.
It also offers a wellness plan, which covers vaccinations and routine pet checkups. These plans cost $12 to $36 per month in New York for dogs and cat owners.