The protection of your home is important. Although it's impossible to predict all the possible risks associated with property ownership, having a policy can mitigate your losses in the event of theft, fires or other unexpected events.
Choosing the best homeowners insurance provider for your situation is a crucial step to ensuring you receive the protection you need at a reasonable price. We compared Utah's top insurance companies on the basis of their policies, rates and customer ratings in order to find the best insurer for you.
Utah homeowners insurance costs $784 per year, which is much lower than the average national cost of $1,899 per year. Your home's location and age will affect the rate.
MoneyGeek’s Utah homeowners insurance calculator can give you a rough estimate of your cost based upon thousands of quotes provided by top insurers.
Farmers – The cheapest option in Utah for basic dwelling coverage. With an annual average rate of $432 for Utah homeowners, Farmers is the most affordable choice for those who want to purchase a home, own a swimming pool, have bad credit or are seeking a minimum dwelling coverage of under $250,000.
USAA- USAA has a bankrate score of 4,8 and is among the few Utah insurance companies who sell to ex-military personnel. The company offers many optional features including replacement cost coverage, identity theft protection, and more.
Earthquake insurance is a good idea. Many home insurance companies do not cover earthquakes. It's worth adding this coverage. You should consider adding earthquake insurance to Utah homeowners insurance even if it isn't near fault lines.
Nationwide- Our On Your Side Review service helps ensure your home insurance policy covers the things you care about. It is a complimentary tool that will help you get the coverage you need for your family. You will be able review your current policy, make changes and receive a quote to upgrade if necessary.
You'll be able to view your policy and all of your coverages in our online insurance portal. Nationwide agents are available to assist you if there are any questions.
Depending on your needs, you'll need several types of home insurance in Utah to cover your belongings and protect your investment in your home. The types of coverage include personal property insurance, liability coverage, and medical payment to others.
You can adjust your deductible by speaking with an agent or adjusting your policy online. By speaking to an agent, or by adjusting your policy on-line, you can adjust your deductible.