There are many options when it comes to choosing the best individual health insurance. You can search online to find the best plan for you. You don't need to spend a lot, as there are many options. It is possible to get competitive rates without spending too much time.
Anthem
Anthem is an important health insurer and is among the top three players on the individual market. It operates in nine states, and its health insurance plans vary by state. Although its name is often associated with individual health insurance plans, Anthem also offers health insurance through its subsidiaries. Anthem's plans in some states are called HMOs. They are also known as Compcare plans or Empire plans in other states.
The consumer reviews of Anthem individual health insurance have been mixed. Anthem receives an F-grade rating from the Better Business Bureau. Also, Anthem's customer satisfaction rating has been low. Anthem has also been cited as denials twice as often than the industry average. In the past three years, Anthem has settled 61 complaints, with most related to billing and denied claims.
Anthem offers a variety of individual insurance plans that cover basic to high-deductible coverage. The company has a large network of doctors and hospitals, which makes it a good choice for individuals looking for affordable coverage. Some customers found the high-deductibles excessively expensive.
In addition to its health insurance for individuals, Anthem also offers a number of Medicare plans, including hospital recovery, accident, and critical illness plans. These policies can be purchased in some states. They provide coverage for prescriptions, deductibles, as well. Many Anthem plans offer vision and dental coverage.
Blue Cross Blue Shield
Blue Cross Blue Shield individual health insurance can be affordable for individuals. Blue Cross Blue Shield Association offers affordable health insurance through the BlueSelect program, which meets the Affordable care Act's requirements. BlueSelect can be purchased through Health Insurance Marketplace.