Healthy Paws Pet Insurance offers a simple plan that covers up to 90% for your pet's medical expenses. This plan doesn't have any lifetime, annual, per-incident payout caps. There are however some limitations to the plan. These include the non-coverage for preexisting diseases. Here are some of the things you should keep in mind when choosing this pet insurance plan.
Exclusions from coverage
The coverage of Healthy Paws pet insurance excludes common medical expenses for cats and dogs. There are some medical conditions that may not be covered. These include behavioral modifications, therapy, elective procedures and boarding. The policy also excludes pre-existing conditions. For complete details, consult your policy documents.
Pre-existing conditions and anal gland expression are not covered by Healthy Paws insurance. They also do not cover elective procedures. However, it does cover dental care, extractions, and reconstructive surgery.
Limitations of coverage
Healthy Paws offers pet insurance coverage that covers a wide range of animals. However, the policy has its limitations. If your pet has a preexisting condition, for example, the insurer might not cover a hip exam. You may find it more beneficial to purchase an additional wellness plan from a different provider in such cases.
Healthy Paws is not able to pay routine vet care costs or preventative care. As a result, you'll be responsible for paying out-of-pocket for dental cleanings, annual checkups, and spay and neuter procedures. There is a 12-month wait period before your insurer will pay benefits for hip dysplasia and other related issues.
Coverage cost
The cost of Healthy Paws pet coverage differs depending on the plan chosen. The company provides coverage for wellness, hip dysplasia, and dental disease. Pre-existing conditions might not be covered by the plan. However, you can adjust the deductible amount and adjust your monthly premiums.
Healthy Paws pet insurance costs less than traditional cat insurance. Monthly coverage for a young cat can be as low as $15 per month. A monthly cost for coverage for older cats is up to $90. The company will cover up to 14 year old pets. However, the reimbursement percentage is not very high. Older pets may receive only 60% of the cost of the procedure.
Review of healthy paws pet insurance
It is important to ensure that the pet insurance plan covers all expenses related to your pet's medical care. Healthy Paws is a highly-rated insurance provider that has a good reputation and provides excellent customer service. The Better Business Bureau accredited the company. Customers were very pleased with Healthy Paws's coverage, policies, and claims process.
Healthy Paws has a fast and easy claims process. There are no waiting periods. Customers can obtain an instant online quote and choose the deductible or reimbursement level that they prefer. Customers can then order a policy from the website.