Your business can be protected from claims caused by a number of unexpected events with Travelers professional insurance. It covers accidents that happen on your property as well as injuries or damages to other people's property.
Travelers provides a variety of general liability insurance policies for small business, whether they are sole proprietorships or partnerships, corporations, or other types. You can also buy an umbrella policy which covers damages in excess of the general liability limits.
Coverage gaps are also available. This option helps fill in any gaps you may have in your policy. This is especially helpful if you have assets you want to safeguard from claims for negligence, wrongful expulsions or theft.
You are more likely to be sued if you work abroad. Travelers Global Business Insurance helps you and employees protect themselves against the risk of lawsuits or acts of negligence committed in another country.
This policy covers your valuable company products, equipment and items in the event that they are lost or stolen during transit. This policy can cover other assets such as fine art or trade show exhibits.
Profession liability is an insurance policy that helps protect professionals, such as accountants and attorneys, from damages resulting from negligent or inadequate work. It is useful when a customer sues you for damages that were caused by an error.
Finding the right policy for your business is important. You want to make sure that it fits both your needs and your budget.
Travelers provides specialty insurance to specific industries including healthcare and tech. MedFirst® coverage, for instance, is available to medical technology businesses. It can protect you against a number of risks, such as bodily injuries or property damages resulting directly from products and clinical trials, financial losses due omissions and negligence, or unauthorized use or access of protected health information.
A travel agent can help you understand your options for coverage and get quotes. A travel insurance agent may be able provide information on other policies such as cyber protection.
Travelers policies are sold by a network independent agents. This means you will have to contact them for quotes, to buy or to change your policy. These agents can provide information on other options for business insurance.
Simply Business, for example, is an online tool that can generate quotes from multiple insurers. However, this service is based in the United Kingdom and doesn't offer U.S.-based policies.
The main drawback of working with a Travelers agent is that you have to deal with them directly to get quotes or make changes to your policies. This can be inconvenient if you prefer to file your claims online or manage your policies on your own.