GEICO reviews of homeowners insurance are a key part of the decision making process. Understanding the types of coverage and discounts available is important. Also, knowing the cost of an insurance policy is important so that you may compare it to those offered by other companies.
Homeowners insurance provides coverage for your house, its structure and all other structures attached to it. It also covers personal items within the home. This includes coverage for things like fire, theft and damage caused by water or other natural disasters.
While the coverage options, endorsements and rates vary by insurer, most policies offer these standard coverages:
Mortgage protection: This coverage can cover your debts if you are unable to repay your mortgage because of damage to your house. This coverage is not available from all home insurers, but it's worth checking out when you're shopping for a new policy.
This protection will protect your privacy by restoring and preventing stolen information and preventing identity fraud. It includes identity theft notifications, credit profile tracking, lost wallet assistance and online data protection software.
Earthquake Insurance: If you reside in an earthquake-prone region, this coverage may help pay for the costs of rebuilding your home or repairing it. Geico provides this coverage as an add-on.
Guest medical: This coverage will pay for any hospital expenses and medical care incurred by a visitor who gets injured in your home. The policy does not cover illness or injury caused by a person who lives in your home, or is listed on the policy.
Condo insurance can protect your assets and provide peace of mind if you own a condominium or co-op. It extends your condo association master policy's coverage.
This insurance also includes flood insurance which is a great addition to any home insurance plan.
Getting a home insurance quote is easy with Geico's online tools and customer service agents are on hand around the clock to assist you.
Geico insurance is relatively cheap, though it does depend on the details of your particular situation. Geico is unable to underwrite their own policies. Instead they match customers with one or more of the 31 partner insurance companies.
GEICO is a company that has a very good claims process. It will also honor all of your payments in a timely fashion. Professional agencies have given the company an A++ rating for its financial stability, and its customers are very satisfied with its claims service.
Also, you should consider bundling your Geico auto insurance with home insurance in order to receive a discount. This will save you money.